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Monday, December 31, 2007
Looking For More Traffic?
Tuesday, November 13, 2007
Marking Rocket
QQqMarketingRocket.com
Affordable Internet Marketing Products and Webmaster Tools
Welcome To MarketingRocket.com
Welcome to MarketingRocket.com where you will find the hottest Internet Marketing products and Webmaster Tools, including many exclusive products not available from anyone else.
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Auction Marketing How to profit from from eBay and other Internet auctions.
PHP Scripts Search Amazon or ClickBank from your site, increase web site traffic, run voting polls, and more...
Search Engine Promotion Get your site listed (and highly ranked) in search engines.
Web Design Everything you achieve awesome web design results.
Web Site Traffic Increase Web Site Traffic.
Web Site Protection Tools Tools to defend your affiliate links, your email address, your HTML code, and your images and bandwidth.
Writing/Publishing eBooks Discover all the tools that you need for publishing your own eBooks.
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eBay Marketing MegaPackeBay Marketing MegaPack is a bargain-priced bundle for those who want to break into successful eBay Marketing. Includes both Jim Wilson's eBay Secrets and Secret eBay Marketing. That's three and half hours of Insider Secrets from two top eBay sellers. Plus you also get Using NLP On eBay, and 101 Auction Secrets Revealed!, and Everything eBay, and Auction Explosion.Includes Resell Rights$19.95*Click here for more information
Super Affiliate Secrets Exposed!Super affiliate, Neil Shearing, manages to pull in well-over five-figures in profits every single month. And even more amazingly - a lot of that income comes in on auto-pilot. In this 4 hour interview (includes both an eBook transcript for people who like to read, and MP3 downloads if you prefer to listen), you'll discover exactly how Neil is able to make a terrific online income, with part-time effort.Includes Resell Rights$19.95*Click here for more information
Hitting the Search EnginesHow an internet webmaster built FIVE high-traffic sites in six months using nothing but search engine listings.$9.95*Click here for more information
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List All Products
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With any business, it is up to the individual owner of said business to ensure the success of the business. You may make more or less than any sample figures or results that might be quoted on our web sites or other publications. All business involves risk, and many businesses do not succeed. Further, Answers 2000 Limited does NOT represent that any particular individual or business is typical, or that any results or experiences achieved by any particular individual/business is necessarily typical.
All brand names and product names used on this site, are trade names, service marks, trademarks, or registered trademarks of their respective owners. Answers 2000 Limited, MarketingRocket.com, "eBay Marketing MegaPack", "Using NLP on eBay", "101 Auction Secrets Revealed!", "Everything eBay", "Auction Explosion", "Jim Cockrum's Secret eBay Marketing", and "Jim Wilson's eBay Secrets" are not associated with any product or vendor mentioned, including eBay. eBay is a registered trademark of eBay, Inc.
"Box" and "Cover" images are shown for illustrative purposes only, and do not represent the actual products which are delivered as Internet downloads. Most "Box" and "Cover" images on this site were created using CoverFactory.
Some graphics on our web sites are Copyright (C) 1997-2000 Hemera Technologies Inc., and used under license. All such pictures are provided for viewing purposes only and are not to be saved or downloaded. All such pictures of recognizable individuals are models and used for illustrative purposes only, and not meant to imply any association or endorsement of said individual with any product or service.
Sales based in part on sales copy(C)2003 Andy Brocklehurst/66th.netExcept for licensed materials, MarketingRocket.com is Copyright (C) 2000-2007, Answers 2000 Limited
Affordable Internet Marketing Products and Webmaster Tools
Welcome To MarketingRocket.com
Welcome to MarketingRocket.com where you will find the hottest Internet Marketing products and Webmaster Tools, including many exclusive products not available from anyone else.
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Please select a product category:
Advertising Advertising your site can be a lot cheaper an easier than you might think.
Affiliate Programs Tools, tutorials and sofware to help affiliates increase sales and earnings.
Auction Marketing How to profit from from eBay and other Internet auctions.
PHP Scripts Search Amazon or ClickBank from your site, increase web site traffic, run voting polls, and more...
Search Engine Promotion Get your site listed (and highly ranked) in search engines.
Web Design Everything you achieve awesome web design results.
Web Site Traffic Increase Web Site Traffic.
Web Site Protection Tools Tools to defend your affiliate links, your email address, your HTML code, and your images and bandwidth.
Writing/Publishing eBooks Discover all the tools that you need for publishing your own eBooks.
Or, choose an item of interest from Today's Hot Picks:
Today's Hot Picks
Best Sellers and Special Offers
Activ E-Book CompilerCreate and publish your own eBooks with our easy-to-use HTML to EXE eBook Compiler. Disable printing, add passwords, rebranding support and many other features. FREE Trial Download available.$29.95*Click here for more information
eBay Marketing MegaPackeBay Marketing MegaPack is a bargain-priced bundle for those who want to break into successful eBay Marketing. Includes both Jim Wilson's eBay Secrets and Secret eBay Marketing. That's three and half hours of Insider Secrets from two top eBay sellers. Plus you also get Using NLP On eBay, and 101 Auction Secrets Revealed!, and Everything eBay, and Auction Explosion.Includes Resell Rights$19.95*Click here for more information
Super Affiliate Secrets Exposed!Super affiliate, Neil Shearing, manages to pull in well-over five-figures in profits every single month. And even more amazingly - a lot of that income comes in on auto-pilot. In this 4 hour interview (includes both an eBook transcript for people who like to read, and MP3 downloads if you prefer to listen), you'll discover exactly how Neil is able to make a terrific online income, with part-time effort.Includes Resell Rights$19.95*Click here for more information
Hitting the Search EnginesHow an internet webmaster built FIVE high-traffic sites in six months using nothing but search engine listings.$9.95*Click here for more information
Popular Choices
Welcome Exclusive Products Advertising Ad Calculator Affiliate Programs Affiliate Link Protection Super Affiliate Secrets Auctions eBay Secrets Secret eBay Marketing eBay MegaPack Search Engine Promotion Hitting the Search Engines (See also Advertising) Web Design JavaScript Magic PopUp Generator Web Site Traffic (See also Advertising + Search Engines) Web Site Protection Tools Email Link Protection HTML Compress/Encrypt Image Protection Site Protection MegaPack Writing/Publishing eBooks Info-Product Marketing Secrets
List All Products
List Products By Type eBooks EXE Format PDF Format Graphics Tools Scripts PHP Scripts Script Generators Resell Rights Software List Products By Price Less than $10 Between $10 and $20 Between $20 and $30 Between $30 and $40 Between $40 and $50 Over $50
Customer Service
Contact Us Discussion Forum Lost Key/Product
Affiliate Program
Joining Affiliate Info Affiliate Members Link To Any Page/Product Link To This PageXML Data Feed Check Stats
About/Legal
Privacy Terms Of Use
*Price does NOT include Value Added Tax ("VAT") which may be applicable if you are resident in a European Union country. VAT (if applicable) is charged at the appropriate national rate for your country. The amount of VAT (if any) and the total price of the product will be clearly shown on the secure order form, after you select your Country of residence, but before you give final confirmation that you do want to proceed with the purchase.
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With any business, it is up to the individual owner of said business to ensure the success of the business. You may make more or less than any sample figures or results that might be quoted on our web sites or other publications. All business involves risk, and many businesses do not succeed. Further, Answers 2000 Limited does NOT represent that any particular individual or business is typical, or that any results or experiences achieved by any particular individual/business is necessarily typical.
All brand names and product names used on this site, are trade names, service marks, trademarks, or registered trademarks of their respective owners. Answers 2000 Limited, MarketingRocket.com, "eBay Marketing MegaPack", "Using NLP on eBay", "101 Auction Secrets Revealed!", "Everything eBay", "Auction Explosion", "Jim Cockrum's Secret eBay Marketing", and "Jim Wilson's eBay Secrets" are not associated with any product or vendor mentioned, including eBay. eBay is a registered trademark of eBay, Inc.
"Box" and "Cover" images are shown for illustrative purposes only, and do not represent the actual products which are delivered as Internet downloads. Most "Box" and "Cover" images on this site were created using CoverFactory.
Some graphics on our web sites are Copyright (C) 1997-2000 Hemera Technologies Inc., and used under license. All such pictures are provided for viewing purposes only and are not to be saved or downloaded. All such pictures of recognizable individuals are models and used for illustrative purposes only, and not meant to imply any association or endorsement of said individual with any product or service.
Sales based in part on sales copy(C)2003 Andy Brocklehurst/66th.netExcept for licensed materials, MarketingRocket.com is Copyright (C) 2000-2007, Answers 2000 Limited
Saturday, November 10, 2007
Webmaster, Web Business Secrets
[Print] [Close]
From:
"Webmaster, WebBusinessSecrets.com"
To:
"William"
Subject:
William this article makes you money while you sleep
Date:
Fri, 2 Nov 2007 05:54:00 +0000
William,
Originally you subscribed to our FREE Newsletter at our Home Page:
http://getgoogleadsfree.com/
...and because you wanted free tips, strategies & secrets to making
extra money online.
That was a great & wise action on your part!! (And I promise we
will continue to bring you precisely that for many months to come.)
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
TODAY I have a very special treat for you:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
We as usual like to test various things to see what works BEST --
and we recently conducted a test using a newly released article by
a journalist to see how it would effect our sales.
THE RESULT?...
--->>> Our sales JUMPED a whopping 349% in just 24hrs!!!
In terms of real numbers this means that had you used this same
article in an emailer to your list you would have perhaps made 3.5
times as many sales:
o If you would have ordinarily made $1,000 you'd have
made $3,490 instead!!
o If you would have ordinarily made $3,000 you'd have
made $10,470 instead!!
o If you would have ordinarily made $5,000 you'd have
made $17,450 instead!!
And had you placed this article at your webpage as a Product Review
it could have just as easily pulled in up to 3.5 times as many
sales for YOU as compared to just the usual income!
<<---------It's now YOURS!!--------->>
Now we're going to just give you this same exact Article to do with
as you please so that you can enjoy a ton of cash income from it!!
<<-------------------------------------->>
=>> How Much Can You Earn?...
We give you a HUM0NG0US 75% of every sale!!!
->> EARN $31.85 on all sales where people order *WITHIN* 24hrs!!
->> EARN $45.73 on all sales where people order *AFTER* 24hrs!!
How to get started TONIGHT!!...
-------------
INSTRUCTIONS: How to Make Money Using This Article...
-------------
1) REPLACE the 'Aff_ID' with your ClickBank Affiliate 'nickname' ID
where indicated in the Article BELOW!
2) If you need a ClickBank Affiliate 'nickname' ID you can get one
FREE here:
=>> http://freegoogle.reseller.hop.clickbank.net/
It takes just 45 sec to get one FREE!!
3) Your Affiliate Link will be in this format:
http://aff_id.freegoogle.hop.clickbank.net/
...and where you replace the 'Aff_ID' with your 'nickname' ID.
=============================================================
*OPTIONAL: Although your hop.link will AUTOMATICALLY cloak to
conceal your Affiliate Link, and which will just show
http://getgoogleadsfree.com/ in the Destination Bar, if you
want you can further disguise your link by using the FREE
service at:
-->> http://tinyurl.com/
=============================================================
4) Then you can send out in an Email to your list INSTANTLY!
**Want more lists to send to?** Use these:
http://ListDotCom.com/
http://YourLuckyList.com/
http://TripleYourList.com/
http://TheListMachine.com/
5) You can also UPLOAD as an Article at your website!!
6) You can UPLOAD at FREE Article Submission Sites such as:
http://www.GoArticles.com/
http://www.ArticleDashboard.com/
http://www.ContentDesk.com/
http://www.SubmitYourArticle.com/
7) You can also SUBMIT this entire Article (below) containing YOUR
AFFILIATE LINK to these Top Forums!...
http://www.1SiteManager.com/forum
http://www.InstantBuzz.com/
http://www.FreeAdvertisingForum.com/
http://www.ConquerYourNiche.com/
http://www.HowToCorpHelp.com/forum/
http://ABlake.net/forum/
http://www.WarriorForum.com/forum/
Or find more Forums here:
http://www.SuperTips.com/forums/list.htm
8) You can also SUBMIT this entire Article (below) containing YOUR
AFFILIATE LINK to TOP Blog Review sites! To locate the BEST
ones go here:
http://www.google.com/search?hl=en&safe=off&q=%22FREE+Blogs%22
**Start your own Blog** by simply clicking the link below:
http://www.Blogger.com/
9) You can also SUBMIT this entire Article (below) containing YOUR
AFFILIATE LINK in these Top Ezines!...
http://www.EzineArticles.com/
http://www.EzineHits.com/ad-rates.htm
http://www.CashFromHome.com/solo.html
http://www.TheGuruMarketer.com/
http://www.SuperPromo.com/optadorder.html
http://www.ProBizTips.com/advertising.html
http://www.UnimaxMarketing.com/powerpak.html
http://www.FlashyAds.com/advertise.html
http://www.RimDigest.com/ads.html
http://www.EmailPromotions.net/
http://www.Successful-Marketing.com/
http://www.Smart-List.com/adsubmit.html
http://bizbarrel.NetFirms.com/adrates.html
http://www.AEPublishing.com/advertising/ezineadvertising.shtml
http://www.Online-Exchange.com/advertising.htm
http://www.PremierOptin.com/
10) You can also SUBMIT this entire Article (below) containing YOUR
AFFILIATE LINK in Top SafeLists! To get the BEST use this
Directory:
http://www.LetsAllWorkAtHome.com/pljoin.html
11) You can also SUBMIT this entire Article (below) containing YOUR
AFFILIATE LINK in Top PRESS RELEASE Submissions sites:
http://www.PRWeb.com/
http://www.PreWeb.com/
To get only the absolute BEST *PRESS RELEASE* sites go here:
http://tinyurl.com/2b5ftb
*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
Now here is the ARTICLE you can use!!! (*Be sure to REPLACE the
'Aff_ID' with your ClickBank Affiliate 'nickname' ID!)...
*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
<------------>Start BELOW Here!<------------>
Is Google in Trouble & Facing Bankruptcy?
[NEW YORK - Wednesday] - by Devon Melk. Rumors are now running amok
that the 2nd most powerful website on the entire Worldwide-Web may
file BANKRUPTCY, with the deadline set for this December; being the
date of both discharge and dissolution in a Federal Court of Law.
This would come as a SHOCK to investors and "Googlers" alike who
both profit and benefit from the use of the World's largest and
most powerful search engine which receives far in excess of
100 MILLION unique daily visitors and well over 300 million
individual searches daily - making it perhaps the single most
valuable public data resource as an "information bank" online the
world over.
But is the rumor true or false?
The origin of the rumor occurred when some savvy Internet marketers
began making statements that they had heard "insiders' talk" that
the company (now publicly traded since April 30, 2004, just over 3
years ago) may face financial disaster with the release of a "new
system" that would allow advertisers to get their otherwise
pay-per-click (PPC) advertising completely free.
This, of course, would naturally lead directly (like a domino-
effect) to the collapse of Google's sibling program AdSense; as its
only revenue comes from the direct sales of AdWords "clicks."
The "new system" in question and responsible for the controversy
over getting AdWords pay-per-clicks free is that developed by
Dr Jon Cohen of New York City, New York (now retired) who discovered
a simple, yet effective means, for getting Google PPC ads without
having to suffer the costs involved.
The retired New York doctor and native has a publicly disclosed net
worth now in excess of $70 million [US], having generated well over
$377 million in product sales from sixteen (16) separate online
businesses within just nine (9) years since first venturing online
in 1998 (about the same time as Google was founded).
It is estimated by company insiders and leading financial analysts
that the "good doctor" (as he's called by "all who know him") has
purportedly saved well over $93 million (some estimates suggest
closer to $136 million) in otherwise paid advertising at Google and
the other major players in the PPC targeted-search arena online -
including Yahoo, MSN, AskJeeves, AllTheWeb.com, HotBot, AltaVista,
Lycos and Netscape, just to name a few.
The "secret" became available to the general masses last April, and
its very release caused such a major sweeping stir among the
community of Internet-marketers, affiliate-marketers, webmasters,
ecommerce company owners and surfers alike that the site quickly
rose to break the top most visited 1,000 websites on the entire
planet briefly; and as can be seen here:
http://tinyurl.com/39lnjn (Alexa data on this!)
When asked if the "secret" would somehow ruin Google, Dr Cohen
revealed almost cryptically that it actually would bring about just
the opposite effect, and "stimulate" even more business volume for
the virtual giant.
Many people were dismayed to find that Google itself is deliberately
allowing the purchase of 100,000's of PPC ads offering the secret
system to the general public -- which indicates to most observers
that either they [Google] haven't caught it, or they simply feel
that it somehow is not a threat to their continued operation.
For anyone's inspection factual and hard evidence supporting this
can be seen by simply looking to the right-hand column when doing a
search for "get google ads free" (specifically in quotation marks)
at Google.com under the "Sponsored Links" section.
Or take this direct and instant SHORTCUT:
http://tinyurl.com/2ctu6j
You can also see nearly 100,000 specific results in the "organic"
fields index located in the center and which occupies the bulk of
the results pages.
One would think that if Google felt threatened by such a release as
this earth-shaking "secret" is, they would hardly allow for either
paid-ads or organic content to make the top searches regarding it.
However, evidence supports to the contrary - and this being the
case now for a full six (6) months.
Mysteriously, within just two (2) hours of its initial release last
April, Google itself actually did in fact 'pause' the parent firm's
attempts at advertising the new system using PPCs on their search
engine - only, however, to release the hold after a Review Team
consisting of some of Google's top executives completed performing
an in-depth investigation and made the determination to ALLOW the
ads to run.
The secret system was recently revised however to include "major
new content" and "more exhaustive instructions," and is now
available at its Home Site:
http://douglas4.freegoogle.hop.clickbank.net/
The most important addition is that of a so-called "string of code"
(tech-talk for some HTML) that can be added to any webpage(s) that
instantly causes the elimination of the page owner's AdWords costs
right away.
Even a "live" woman spokes-representative ("Rachel") has been added
to the site, and who appears to literally walk out onto the webpage
and talk to visitors and explain a bit more how the mysterious new
breakthrough system works.
Since the addition of this new "live" spokes-woman has now appeared
at the site, company Vice President of Sales & Marketing, Mr Todd
Coutrin states that "sales for the system have skyrocketed above
2,430% suddenly and with no limit in sight."
Coutrin continues: "With the newest revision now in place, plus all
the additions added, affiliates for the new system can expect to
earn even more than ever before!" (Note: Affiliates make up the
bulk of the firm's sales generation.)
The refund rate for the new revised version of the secret (named
V5.1) has dropped to less than half of what it was before the newer
version's release; meaning it's now even more readily-received and
put to use than ever before (perhaps in large part to the newer
simplicity of application) - now making it the safest and one of
the best resellers for the networks of affiliate marketers who earn
their revenues from the reselling of other electronic publishers'
stock and digital product lines.
When asked, Google company representatives stated matter-of-factly
that the rumors of bankruptcy for the ecommerce giant are simply
not true, and that the rumor millings are in fact simply the result
of "panics" brought on by the usual hysteria associated with
anything large, new or revolutionary - or in this case, all three.
Attempts to contact both Sergey Brin and Larry Page, the former
Stanford University students who founded Google in 1998, to request
comment were unsuccessful.
Again, Google itself seems to be the biggest supporter of the "new
system" as it's allowing more and more advertisers to promote the
new system on its search engine before over 100 million daily
searches and surfers.
<------------>End ABOVE Here!<------------>
William, the OBJECT is to get this Article out anywhere and
everywhere you possibly can!!
-----------------------------------------------------------------
>>>The Secret to a Long-Term Passive Income Using This Article<<< ----------------------------------------------------------------- Articles as you already know have a tendency to just "hang around" the Web for years and years. This fact allows you to profit from a "Passive-Income Stream" for many, many years to come with little or no effort (other than initially with a few submissions!!) It's been said that "The Web" is all about "CONTENT" -- and this particular Article is surely loaded with it!! Plus, this particular Article contains what's known in marketing circles as "SHOCK VALUE!" Literally people will be compelled to read any article containing such eye-opening phrases as: o Google in Trouble! o Google Filing Bankruptcy! o Google Going Out of Business! ...and so on. The idea is to CAPTIVATE any audience (especially an "Online Audience") and force them to read the Article containing YOUR AFFILIATE LINK!! When people visit our site (and they surely WILL as a result!) *YOU* will get credit for every sale brought to us using your affiliate link!! And don't forget: a HUM0NG0US 75% of each & every sale made!! Again, that's: ->> $31.85 on all sales where people order *WITHIN* 24hrs!!
->> $45.73 on all sales where people order *AFTER* 24hrs!!
My strongest advice therefore is to get going starting right now.
Why waste another minute -- neither of us are getting any younger
(and using this Article and the amazing Resources above you can now
starting TONIGHT get a whole lot richer!!)
Sincerely,
-Deb M/Affiliate Manager
http://getgoogleadsfree.com/
Web Business Secrets LLC
676A 9th Avenue 215
NY, NY 10036
PS -- Be sure to check out all of the other amazing Affiliate Tools
we give you to sell the NEW V5.1 of "Get Google Ads Free" at:
--->>> http://www.GetGoogleAdsFree.com/affiliates.html
One "newbie" recently made over $53,000 in just 87 short days
selling "Get Google Ads Free" to others!
OBVIOUSLY "Get Google Ads Free" practically sells itself!!
So why not start sharing in our success?
We're making MILLIONS selling it, and are now willing to give
you 75% of everything we make!! (You can't beat that!!)
So get started N0W!...
WebBusinessSecrets.com LLC,
676A 9TH Avenue
Ste 215
New York, NY 10036
To unsubscribe or change subscriber options visit:
http://www.aweber.com/z/r/?zGwcnBzstMxsTJysrAws
-->
From:
"Webmaster, WebBusinessSecrets.com"
To:
"William"
Subject:
William this article makes you money while you sleep
Date:
Fri, 2 Nov 2007 05:54:00 +0000
William,
Originally you subscribed to our FREE Newsletter at our Home Page:
http://getgoogleadsfree.com/
...and because you wanted free tips, strategies & secrets to making
extra money online.
That was a great & wise action on your part!! (And I promise we
will continue to bring you precisely that for many months to come.)
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
TODAY I have a very special treat for you:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
We as usual like to test various things to see what works BEST --
and we recently conducted a test using a newly released article by
a journalist to see how it would effect our sales.
THE RESULT?...
--->>> Our sales JUMPED a whopping 349% in just 24hrs!!!
In terms of real numbers this means that had you used this same
article in an emailer to your list you would have perhaps made 3.5
times as many sales:
o If you would have ordinarily made $1,000 you'd have
made $3,490 instead!!
o If you would have ordinarily made $3,000 you'd have
made $10,470 instead!!
o If you would have ordinarily made $5,000 you'd have
made $17,450 instead!!
And had you placed this article at your webpage as a Product Review
it could have just as easily pulled in up to 3.5 times as many
sales for YOU as compared to just the usual income!
<<---------It's now YOURS!!--------->>
Now we're going to just give you this same exact Article to do with
as you please so that you can enjoy a ton of cash income from it!!
<<-------------------------------------->>
=>> How Much Can You Earn?...
We give you a HUM0NG0US 75% of every sale!!!
->> EARN $31.85 on all sales where people order *WITHIN* 24hrs!!
->> EARN $45.73 on all sales where people order *AFTER* 24hrs!!
How to get started TONIGHT!!...
-------------
INSTRUCTIONS: How to Make Money Using This Article...
-------------
1) REPLACE the 'Aff_ID' with your ClickBank Affiliate 'nickname' ID
where indicated in the Article BELOW!
2) If you need a ClickBank Affiliate 'nickname' ID you can get one
FREE here:
=>> http://freegoogle.reseller.hop.clickbank.net/
It takes just 45 sec to get one FREE!!
3) Your Affiliate Link will be in this format:
http://aff_id.freegoogle.hop.clickbank.net/
...and where you replace the 'Aff_ID' with your 'nickname' ID.
=============================================================
*OPTIONAL: Although your hop.link will AUTOMATICALLY cloak to
conceal your Affiliate Link, and which will just show
http://getgoogleadsfree.com/ in the Destination Bar, if you
want you can further disguise your link by using the FREE
service at:
-->> http://tinyurl.com/
=============================================================
4) Then you can send out in an Email to your list INSTANTLY!
**Want more lists to send to?** Use these:
http://ListDotCom.com/
http://YourLuckyList.com/
http://TripleYourList.com/
http://TheListMachine.com/
5) You can also UPLOAD as an Article at your website!!
6) You can UPLOAD at FREE Article Submission Sites such as:
http://www.GoArticles.com/
http://www.ArticleDashboard.com/
http://www.ContentDesk.com/
http://www.SubmitYourArticle.com/
7) You can also SUBMIT this entire Article (below) containing YOUR
AFFILIATE LINK to these Top Forums!...
http://www.1SiteManager.com/forum
http://www.InstantBuzz.com/
http://www.FreeAdvertisingForum.com/
http://www.ConquerYourNiche.com/
http://www.HowToCorpHelp.com/forum/
http://ABlake.net/forum/
http://www.WarriorForum.com/forum/
Or find more Forums here:
http://www.SuperTips.com/forums/list.htm
8) You can also SUBMIT this entire Article (below) containing YOUR
AFFILIATE LINK to TOP Blog Review sites! To locate the BEST
ones go here:
http://www.google.com/search?hl=en&safe=off&q=%22FREE+Blogs%22
**Start your own Blog** by simply clicking the link below:
http://www.Blogger.com/
9) You can also SUBMIT this entire Article (below) containing YOUR
AFFILIATE LINK in these Top Ezines!...
http://www.EzineArticles.com/
http://www.EzineHits.com/ad-rates.htm
http://www.CashFromHome.com/solo.html
http://www.TheGuruMarketer.com/
http://www.SuperPromo.com/optadorder.html
http://www.ProBizTips.com/advertising.html
http://www.UnimaxMarketing.com/powerpak.html
http://www.FlashyAds.com/advertise.html
http://www.RimDigest.com/ads.html
http://www.EmailPromotions.net/
http://www.Successful-Marketing.com/
http://www.Smart-List.com/adsubmit.html
http://bizbarrel.NetFirms.com/adrates.html
http://www.AEPublishing.com/advertising/ezineadvertising.shtml
http://www.Online-Exchange.com/advertising.htm
http://www.PremierOptin.com/
10) You can also SUBMIT this entire Article (below) containing YOUR
AFFILIATE LINK in Top SafeLists! To get the BEST use this
Directory:
http://www.LetsAllWorkAtHome.com/pljoin.html
11) You can also SUBMIT this entire Article (below) containing YOUR
AFFILIATE LINK in Top PRESS RELEASE Submissions sites:
http://www.PRWeb.com/
http://www.PreWeb.com/
To get only the absolute BEST *PRESS RELEASE* sites go here:
http://tinyurl.com/2b5ftb
*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
Now here is the ARTICLE you can use!!! (*Be sure to REPLACE the
'Aff_ID' with your ClickBank Affiliate 'nickname' ID!)...
*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
<------------>Start BELOW Here!<------------>
Is Google in Trouble & Facing Bankruptcy?
[NEW YORK - Wednesday] - by Devon Melk. Rumors are now running amok
that the 2nd most powerful website on the entire Worldwide-Web may
file BANKRUPTCY, with the deadline set for this December; being the
date of both discharge and dissolution in a Federal Court of Law.
This would come as a SHOCK to investors and "Googlers" alike who
both profit and benefit from the use of the World's largest and
most powerful search engine which receives far in excess of
100 MILLION unique daily visitors and well over 300 million
individual searches daily - making it perhaps the single most
valuable public data resource as an "information bank" online the
world over.
But is the rumor true or false?
The origin of the rumor occurred when some savvy Internet marketers
began making statements that they had heard "insiders' talk" that
the company (now publicly traded since April 30, 2004, just over 3
years ago) may face financial disaster with the release of a "new
system" that would allow advertisers to get their otherwise
pay-per-click (PPC) advertising completely free.
This, of course, would naturally lead directly (like a domino-
effect) to the collapse of Google's sibling program AdSense; as its
only revenue comes from the direct sales of AdWords "clicks."
The "new system" in question and responsible for the controversy
over getting AdWords pay-per-clicks free is that developed by
Dr Jon Cohen of New York City, New York (now retired) who discovered
a simple, yet effective means, for getting Google PPC ads without
having to suffer the costs involved.
The retired New York doctor and native has a publicly disclosed net
worth now in excess of $70 million [US], having generated well over
$377 million in product sales from sixteen (16) separate online
businesses within just nine (9) years since first venturing online
in 1998 (about the same time as Google was founded).
It is estimated by company insiders and leading financial analysts
that the "good doctor" (as he's called by "all who know him") has
purportedly saved well over $93 million (some estimates suggest
closer to $136 million) in otherwise paid advertising at Google and
the other major players in the PPC targeted-search arena online -
including Yahoo, MSN, AskJeeves, AllTheWeb.com, HotBot, AltaVista,
Lycos and Netscape, just to name a few.
The "secret" became available to the general masses last April, and
its very release caused such a major sweeping stir among the
community of Internet-marketers, affiliate-marketers, webmasters,
ecommerce company owners and surfers alike that the site quickly
rose to break the top most visited 1,000 websites on the entire
planet briefly; and as can be seen here:
http://tinyurl.com/39lnjn (Alexa data on this!)
When asked if the "secret" would somehow ruin Google, Dr Cohen
revealed almost cryptically that it actually would bring about just
the opposite effect, and "stimulate" even more business volume for
the virtual giant.
Many people were dismayed to find that Google itself is deliberately
allowing the purchase of 100,000's of PPC ads offering the secret
system to the general public -- which indicates to most observers
that either they [Google] haven't caught it, or they simply feel
that it somehow is not a threat to their continued operation.
For anyone's inspection factual and hard evidence supporting this
can be seen by simply looking to the right-hand column when doing a
search for "get google ads free" (specifically in quotation marks)
at Google.com under the "Sponsored Links" section.
Or take this direct and instant SHORTCUT:
http://tinyurl.com/2ctu6j
You can also see nearly 100,000 specific results in the "organic"
fields index located in the center and which occupies the bulk of
the results pages.
One would think that if Google felt threatened by such a release as
this earth-shaking "secret" is, they would hardly allow for either
paid-ads or organic content to make the top searches regarding it.
However, evidence supports to the contrary - and this being the
case now for a full six (6) months.
Mysteriously, within just two (2) hours of its initial release last
April, Google itself actually did in fact 'pause' the parent firm's
attempts at advertising the new system using PPCs on their search
engine - only, however, to release the hold after a Review Team
consisting of some of Google's top executives completed performing
an in-depth investigation and made the determination to ALLOW the
ads to run.
The secret system was recently revised however to include "major
new content" and "more exhaustive instructions," and is now
available at its Home Site:
http://douglas4.freegoogle.hop.clickbank.net/
The most important addition is that of a so-called "string of code"
(tech-talk for some HTML) that can be added to any webpage(s) that
instantly causes the elimination of the page owner's AdWords costs
right away.
Even a "live" woman spokes-representative ("Rachel") has been added
to the site, and who appears to literally walk out onto the webpage
and talk to visitors and explain a bit more how the mysterious new
breakthrough system works.
Since the addition of this new "live" spokes-woman has now appeared
at the site, company Vice President of Sales & Marketing, Mr Todd
Coutrin states that "sales for the system have skyrocketed above
2,430% suddenly and with no limit in sight."
Coutrin continues: "With the newest revision now in place, plus all
the additions added, affiliates for the new system can expect to
earn even more than ever before!" (Note: Affiliates make up the
bulk of the firm's sales generation.)
The refund rate for the new revised version of the secret (named
V5.1) has dropped to less than half of what it was before the newer
version's release; meaning it's now even more readily-received and
put to use than ever before (perhaps in large part to the newer
simplicity of application) - now making it the safest and one of
the best resellers for the networks of affiliate marketers who earn
their revenues from the reselling of other electronic publishers'
stock and digital product lines.
When asked, Google company representatives stated matter-of-factly
that the rumors of bankruptcy for the ecommerce giant are simply
not true, and that the rumor millings are in fact simply the result
of "panics" brought on by the usual hysteria associated with
anything large, new or revolutionary - or in this case, all three.
Attempts to contact both Sergey Brin and Larry Page, the former
Stanford University students who founded Google in 1998, to request
comment were unsuccessful.
Again, Google itself seems to be the biggest supporter of the "new
system" as it's allowing more and more advertisers to promote the
new system on its search engine before over 100 million daily
searches and surfers.
<------------>End ABOVE Here!<------------>
William, the OBJECT is to get this Article out anywhere and
everywhere you possibly can!!
-----------------------------------------------------------------
>>>The Secret to a Long-Term Passive Income Using This Article<<< ----------------------------------------------------------------- Articles as you already know have a tendency to just "hang around" the Web for years and years. This fact allows you to profit from a "Passive-Income Stream" for many, many years to come with little or no effort (other than initially with a few submissions!!) It's been said that "The Web" is all about "CONTENT" -- and this particular Article is surely loaded with it!! Plus, this particular Article contains what's known in marketing circles as "SHOCK VALUE!" Literally people will be compelled to read any article containing such eye-opening phrases as: o Google in Trouble! o Google Filing Bankruptcy! o Google Going Out of Business! ...and so on. The idea is to CAPTIVATE any audience (especially an "Online Audience") and force them to read the Article containing YOUR AFFILIATE LINK!! When people visit our site (and they surely WILL as a result!) *YOU* will get credit for every sale brought to us using your affiliate link!! And don't forget: a HUM0NG0US 75% of each & every sale made!! Again, that's: ->> $31.85 on all sales where people order *WITHIN* 24hrs!!
->> $45.73 on all sales where people order *AFTER* 24hrs!!
My strongest advice therefore is to get going starting right now.
Why waste another minute -- neither of us are getting any younger
(and using this Article and the amazing Resources above you can now
starting TONIGHT get a whole lot richer!!)
Sincerely,
-Deb M/Affiliate Manager
http://getgoogleadsfree.com/
Web Business Secrets LLC
676A 9th Avenue 215
NY, NY 10036
PS -- Be sure to check out all of the other amazing Affiliate Tools
we give you to sell the NEW V5.1 of "Get Google Ads Free" at:
--->>> http://www.GetGoogleAdsFree.com/affiliates.html
One "newbie" recently made over $53,000 in just 87 short days
selling "Get Google Ads Free" to others!
OBVIOUSLY "Get Google Ads Free" practically sells itself!!
So why not start sharing in our success?
We're making MILLIONS selling it, and are now willing to give
you 75% of everything we make!! (You can't beat that!!)
So get started N0W!...
WebBusinessSecrets.com LLC,
676A 9TH Avenue
Ste 215
New York, NY 10036
To unsubscribe or change subscriber options visit:
http://www.aweber.com/z/r/?zGwcnBzstMxsTJysrAws
-->
Monday, July 16, 2007
PRIVACY4SURE
Everything You Do On The Internet Is Being Watched!
Right Here, Right Now, You Are Vulnerable!
Every Site You Visit, Every Picture You View, Every Password You Enter, Every E-mail You Write, Every Person You Contact... IS BEING STORED.
Right Here, Right Now, You Are VULNERABLE!
Vulnerable To Exposure
Vulnerable To Identity Theft
Exposure, Humiliation, Embarrassment Exposure Identity Theft
Click Here!
Everything You Do On The Internet Is Being Watched!
Right Here, Right Now, You Are Vulnerable!
Every Site You Visit, Every Picture You View, Every Password You Enter, Every E-mail You Write, Every Person You Contact... IS BEING STORED.
Right Here, Right Now, You Are VULNERABLE!
Vulnerable To Exposure
Vulnerable To Identity Theft
Exposure, Humiliation, Embarrassment Exposure Identity Theft
Click Here!
Saturday, March 17, 2007
Monday, March 12, 2007
Saturday, March 10, 2007
Thursday, March 08, 2007
Tuesday, March 06, 2007
Sunday, March 04, 2007
Saturday, March 03, 2007
Affiliate Marketing
Have you heard the reports about the thousands of cheep bargains on Ebay? If so, prepare for a great ride, because I'm going to show you how it's done...
Click Here!
Click Here!
Friday, March 02, 2007
Thursday, March 01, 2007
Insider Techniques To RaiseYour Credit Score... FAST!
-by Terry Price
(C) Copyright Terry Price
All Rights Reserved
Click Here!
==================================================================================
If there is one question I'm asked by
consumers more than any other about
credit, it's this "What's the fastest
way to raise my credit score?". My
response is always the same "How much
do you want to raise it?"
If you wish to increase your score
from 580 to 650 then your strategy will
be very different from someone wanting
to go from 670 to 725. Why? Because
you starting point is different which
requires a different approach. Also,
while the removal of negative items
from a report will almost always lead
to an increase in score, it's a basic
concept at best. Therefore, within
this article, we'll discuss somewhat
inside techniques known by very few
(since this is what our company
specializes in publishing).
In relation to just removing negative
items, these are techniques which you
can use even if you have NO derogatory
information on your credit report.
We'll start with the most overlooked
strategy first and that's your...
DEBT to CREDIT RATIO: The most
fraudulent belief I've been hearing for
over 15 years is "I have excellent
credit, I pay all my bills off in full
every month!" This is a false belief
for one to buy into and understanding
your debt to credit ratio holds the key
to getting your "credit mindset" right.
Your debt to credit ratio is your
ratio of debt to total available credit
you have been extended (revolving
accounts only). For example. If you
have $10,000 in total unsecured
revolving credit accounts and you're
currently in debt $2500, then your debt
to credit ratio is 25%. Since the main
way lenders make money is by charging
interest, one of the elements of the
credit scoring model is driven by your
ability to maintain balances and pay
over time. This shows your true (long
term) credit worthiness which is most
profitable to lenders since they make
money primarily via interest and not
annual fees.
Over the years we've discovered
without question that carrying the
proper debt to credit ratio will boost
your score faster than paying off your
bills in full each month. I have
argued with the Better Business Bureau
on this topic for and they still
disagree (despite my sending them proof
from Fair Isaacs own website
www.MyFico.com the organization which
invented the credit scoring software
used by credit bureaus).
Of course, what do you do if you're
like most Americans and your debt to
credit ratio is too high? For example.
You have $10,000 in unsecured revolving
accounts but you owe $8500, thereby
giving you an 85% debt to credit ratio.
How can you bring it down without
selling everything you own? The answer
is simple and takes us to the next
technique which is...
SUB-PRIME MERCHANDISE CARDS: The
single most cost effective (and
powerful) tool for consumers to
increase their high credit limit and
decrease their debt to credit ratio is
the use of Sub-Prime Merchandise Cards
which report to one of more of the
major credit bureaus.
Unfortunately, despite their immense
benefits, these are the most
misunderstood cards in the credit
industry. A large portion of the
misunderstanding is due to marketers
misrepresenting the cards and the
growing number of companies promoting
them. When you learn how they work one
quickly understands why they have been
the subject of much misrepresentation.
A Sub-Prime Merchandise Card is
nothing more than a card attached to a
line of credit which allows you to buy
merchandise from a specific vendor
(usually the company that sold you the
card). The merchandise (in most cases)
will be purchased through a catalog or
online mall.
Where the problem arises is that the
cards are marketed almost exclusively
to the sub prime market via email,
telemarketing and direct mail etc. The
reason for this is they can advertise
almost irresistible offers like "$5,000
Credit Card... GUARANTEED! No Credit
Check! NO Cosigner! You cannot be
turned down!" or "Unsecured $10,000
Credit Line! Everyone Approved!". I'm
sure you get the idea...
While there are many companies which
do this and are a "shady at best",
there are a few which do it
legitimately and it's the best kept
secret to build your credit and build
it fast.
Here's how it works: the company
approves anyone with a pulse
(literally) and gives them a card for
$2,500 to $12,500 with NO credit check
and NO cosigner. However, the card is
only good for merchandise through their
website or catalogs and the consumer is
required to put down a deposit on
whatever they purchase. After the
deposit is paid, the remaining balance
is financed on the card.
For example. A person buys $1,000
worth of merchandise. Their deposit is
$300 so they then finance $700 on their
merchandise card and make payments.
Sound like a scam? If you say "Yes"
like most people then you're missing
the point... big time.
With a legitimate Sub-Prime
Merchandise Card your credit line WILL
be reported to at least one major
credit bureau (or more). This means if
you get a $5,000 card and you finance
$500, on your credit report it will
look like any other credit card and
will do three extremely important
things for you.
1.) It will increase your current
"High Credit Limit" by $5,000 almost
overnight as the account "looks" like
any other unsecured revolving account.
2.) By carrying a small outstanding
balance it will positively impact your
credit report by building and showing
potential lenders your credit
worthiness.
3.) With a good payment history you
are virtually guaranteed to receive
"legitimate" pre-approved credit offers
in the future due to other lenders
renting your name from the credit
bureaus.
This technique is hard to beat for
both cost and effectiveness. Of
course, the whole key is knowing
exactly which cards report to the
credit bureau and offer the best rates.
The only thing more effective is...
PIGGYBACKING: Despite its' virtually
unlimited potential, piggybacking is
not used by nearly as many consumers as
it should be. It's easy, effective,
and extremely fast. Unfortunately,
it's mostly used among parents and
siblings while those who can really
benefit stay in the dark.
How it works. Almost every credit
card or credit account will allow the
primary account holder to add on (at a
later date) what's known as an
"Authorized User" or "Secondary Account
Holder". In most cases, when this is
done, the entire account history
(retroactively) gets posted to the
authorized users credit report
regardless of their current age or
credit history!
For example. If it's a credit card
with a $10,000 limit which has been
paid as agreed for the last 10 years,
then that complete history will be
posted to the authorized users' credit
report. I once saw a clients' credit
report who used this technique with his
mother. He was only 24 at the time and
he had a $15,000 Gold credit card on
his report with history going back 11
years! I laughed as I thought to
myself that this kid would have had to
be approved when he was 13 years old
for this account to be his!
As you can see, this strategy is
usually only used by parents and their
children and in most cases with no
regard to the benefits the children are
reaping credit wise! In fact, in
recent years, due to its'
effectiveness, this technique has led
individuals with excellent credit
scores to "rent out" authorized user
accounts on one or even multiple credit
cards in return for a fee! I once
recall seeing an ad in USA TODAY for
just such an opportunity. Like most
good credit loopholes, I'm sure this
methods' days are numbered much like
what may be the case with...
ADVANCED CREDIT PROFILING: This is a
strategy while not complex, can be
taken to very complex levels. Even in
its' most basic form, it's taken
advantage of by very, very few. It
involves intentionally building your
credit report in a way which creates a
"profile" that closely fits the
criteria of most lenders (as well as
the overall credit scoring system).
Again, this is a technique which can be
used in a myriad of complex ways, but
for simplicity I will explain it in
its' most basic form.
While many consumers will boast when
they have 10, 20, 30 or even 50
thousand dollars worth of credit cards
on their report, many of these same
people do NOT have even one mortgage,
automotive loan or lease, equipment
loan or a even a line of credit with a
local bank or credit union. These
other forms of credit create a much
more well rounded credit profile for
the consumer. This is achieved by
showing greater credit account
diversity and experience with multiple
types of credit due to the various
lines held.
For example. A person with $50K in
credit cards does not represent near
the credit experience as a person with
the same $50K along with a mortgage, an
automotive loan and an equipment lease.
We have clients who have financed
vehicles not because they had to (or
even wanted to) but because they
"needed to" in order to create a credit
profile that would position them in the
future to secure the lowest possible
rate on a mortgage when they applied
and needed it.
More complex forms of Advance Credit
Profiling involve one subscribing to
affluent or semi-affluent business and
professional publications and
organizations. These would include
magazines, newsletters, trade journals
and national associations. The goal is
to get ones name into the databases of
these publications and organizations.
Why? To get on highly targeted lists
in order to receive select credit
offers.
Marketers of credit offers have found
that simply renting names of consumers
from the credit bureaus does not
provide enough information about the
person as a credit risk anymore.
Therefore, it is speculated that many
will rent a list from the credit bureau
and then cross-reference this list
against another list they have secured
from a consumer source such as an
affluent business or professional
publication, trade journal or
organization.
By crossing the two lists together the
marketers find the names contained on
both lists. This in turn provides them
with one highly refined and targeted
list to mail their offer to. This
results in shortening the process of
securing a new quality account holder
thus lower the overall account
acquisition cost of new accounts.
When a consumer learns how to
intentionally put themselves into these
databases to wind up on these refined
lists, the credit building process is
sped up exponentially. Of course, many
would call this "highly speculative"
but we have undeniable experience that
it works.
DEPOSIT LOAN PROGRAMS: This is a
technique so unbelievable that I myself
proclaimed it had to be a scam before
researching the facts. It allows the
consumer (or business) to have a
$25,000 to $250,000 loan appear on
their credit report as "Paid as Agreed"
by way of very creative financing.
This method is extremely effective and
not within the budget of most ($750 to
$7,500 upfront). Also, because this
technique takes advantage of certain
banking laws, I have reason to believe
it could be made unavailable at any
time if those banking laws were to
change. This method can be used with
consumer credit files on SSN's as well
as business and corporate credit files
done on TIN's as well as Dunn and
Bradstreet.
In the end, all of us need to remember
that today our credit score is more
important than it has ever been in the
history of the credit reporting system.
While credit miracles don't happen
overnight, you can create your own
credit miracles by applying simple
insider strategies consistently over
time. Before you know it, you're a
proud member of the 700 Club. The "700
Plus Credit Score" club that is!
In the next segment we'll talk about...
"Facts Consumers Should Know BEFORE
Using A Credit Counseling Service!"
=======================================
Terry Price is the founder of Consumer
Education Group which publishes the
Credit Secrets Bible (in print since
1994).
For more information on the CREDIT
SECRETS BIBLE you may visit:
Click Here!
===================================================================================
(C) Copyright Terry Price
All Rights Reserved
Click Here!
==================================================================================
If there is one question I'm asked by
consumers more than any other about
credit, it's this "What's the fastest
way to raise my credit score?". My
response is always the same "How much
do you want to raise it?"
If you wish to increase your score
from 580 to 650 then your strategy will
be very different from someone wanting
to go from 670 to 725. Why? Because
you starting point is different which
requires a different approach. Also,
while the removal of negative items
from a report will almost always lead
to an increase in score, it's a basic
concept at best. Therefore, within
this article, we'll discuss somewhat
inside techniques known by very few
(since this is what our company
specializes in publishing).
In relation to just removing negative
items, these are techniques which you
can use even if you have NO derogatory
information on your credit report.
We'll start with the most overlooked
strategy first and that's your...
DEBT to CREDIT RATIO: The most
fraudulent belief I've been hearing for
over 15 years is "I have excellent
credit, I pay all my bills off in full
every month!" This is a false belief
for one to buy into and understanding
your debt to credit ratio holds the key
to getting your "credit mindset" right.
Your debt to credit ratio is your
ratio of debt to total available credit
you have been extended (revolving
accounts only). For example. If you
have $10,000 in total unsecured
revolving credit accounts and you're
currently in debt $2500, then your debt
to credit ratio is 25%. Since the main
way lenders make money is by charging
interest, one of the elements of the
credit scoring model is driven by your
ability to maintain balances and pay
over time. This shows your true (long
term) credit worthiness which is most
profitable to lenders since they make
money primarily via interest and not
annual fees.
Over the years we've discovered
without question that carrying the
proper debt to credit ratio will boost
your score faster than paying off your
bills in full each month. I have
argued with the Better Business Bureau
on this topic for and they still
disagree (despite my sending them proof
from Fair Isaacs own website
www.MyFico.com the organization which
invented the credit scoring software
used by credit bureaus).
Of course, what do you do if you're
like most Americans and your debt to
credit ratio is too high? For example.
You have $10,000 in unsecured revolving
accounts but you owe $8500, thereby
giving you an 85% debt to credit ratio.
How can you bring it down without
selling everything you own? The answer
is simple and takes us to the next
technique which is...
SUB-PRIME MERCHANDISE CARDS: The
single most cost effective (and
powerful) tool for consumers to
increase their high credit limit and
decrease their debt to credit ratio is
the use of Sub-Prime Merchandise Cards
which report to one of more of the
major credit bureaus.
Unfortunately, despite their immense
benefits, these are the most
misunderstood cards in the credit
industry. A large portion of the
misunderstanding is due to marketers
misrepresenting the cards and the
growing number of companies promoting
them. When you learn how they work one
quickly understands why they have been
the subject of much misrepresentation.
A Sub-Prime Merchandise Card is
nothing more than a card attached to a
line of credit which allows you to buy
merchandise from a specific vendor
(usually the company that sold you the
card). The merchandise (in most cases)
will be purchased through a catalog or
online mall.
Where the problem arises is that the
cards are marketed almost exclusively
to the sub prime market via email,
telemarketing and direct mail etc. The
reason for this is they can advertise
almost irresistible offers like "$5,000
Credit Card... GUARANTEED! No Credit
Check! NO Cosigner! You cannot be
turned down!" or "Unsecured $10,000
Credit Line! Everyone Approved!". I'm
sure you get the idea...
While there are many companies which
do this and are a "shady at best",
there are a few which do it
legitimately and it's the best kept
secret to build your credit and build
it fast.
Here's how it works: the company
approves anyone with a pulse
(literally) and gives them a card for
$2,500 to $12,500 with NO credit check
and NO cosigner. However, the card is
only good for merchandise through their
website or catalogs and the consumer is
required to put down a deposit on
whatever they purchase. After the
deposit is paid, the remaining balance
is financed on the card.
For example. A person buys $1,000
worth of merchandise. Their deposit is
$300 so they then finance $700 on their
merchandise card and make payments.
Sound like a scam? If you say "Yes"
like most people then you're missing
the point... big time.
With a legitimate Sub-Prime
Merchandise Card your credit line WILL
be reported to at least one major
credit bureau (or more). This means if
you get a $5,000 card and you finance
$500, on your credit report it will
look like any other credit card and
will do three extremely important
things for you.
1.) It will increase your current
"High Credit Limit" by $5,000 almost
overnight as the account "looks" like
any other unsecured revolving account.
2.) By carrying a small outstanding
balance it will positively impact your
credit report by building and showing
potential lenders your credit
worthiness.
3.) With a good payment history you
are virtually guaranteed to receive
"legitimate" pre-approved credit offers
in the future due to other lenders
renting your name from the credit
bureaus.
This technique is hard to beat for
both cost and effectiveness. Of
course, the whole key is knowing
exactly which cards report to the
credit bureau and offer the best rates.
The only thing more effective is...
PIGGYBACKING: Despite its' virtually
unlimited potential, piggybacking is
not used by nearly as many consumers as
it should be. It's easy, effective,
and extremely fast. Unfortunately,
it's mostly used among parents and
siblings while those who can really
benefit stay in the dark.
How it works. Almost every credit
card or credit account will allow the
primary account holder to add on (at a
later date) what's known as an
"Authorized User" or "Secondary Account
Holder". In most cases, when this is
done, the entire account history
(retroactively) gets posted to the
authorized users credit report
regardless of their current age or
credit history!
For example. If it's a credit card
with a $10,000 limit which has been
paid as agreed for the last 10 years,
then that complete history will be
posted to the authorized users' credit
report. I once saw a clients' credit
report who used this technique with his
mother. He was only 24 at the time and
he had a $15,000 Gold credit card on
his report with history going back 11
years! I laughed as I thought to
myself that this kid would have had to
be approved when he was 13 years old
for this account to be his!
As you can see, this strategy is
usually only used by parents and their
children and in most cases with no
regard to the benefits the children are
reaping credit wise! In fact, in
recent years, due to its'
effectiveness, this technique has led
individuals with excellent credit
scores to "rent out" authorized user
accounts on one or even multiple credit
cards in return for a fee! I once
recall seeing an ad in USA TODAY for
just such an opportunity. Like most
good credit loopholes, I'm sure this
methods' days are numbered much like
what may be the case with...
ADVANCED CREDIT PROFILING: This is a
strategy while not complex, can be
taken to very complex levels. Even in
its' most basic form, it's taken
advantage of by very, very few. It
involves intentionally building your
credit report in a way which creates a
"profile" that closely fits the
criteria of most lenders (as well as
the overall credit scoring system).
Again, this is a technique which can be
used in a myriad of complex ways, but
for simplicity I will explain it in
its' most basic form.
While many consumers will boast when
they have 10, 20, 30 or even 50
thousand dollars worth of credit cards
on their report, many of these same
people do NOT have even one mortgage,
automotive loan or lease, equipment
loan or a even a line of credit with a
local bank or credit union. These
other forms of credit create a much
more well rounded credit profile for
the consumer. This is achieved by
showing greater credit account
diversity and experience with multiple
types of credit due to the various
lines held.
For example. A person with $50K in
credit cards does not represent near
the credit experience as a person with
the same $50K along with a mortgage, an
automotive loan and an equipment lease.
We have clients who have financed
vehicles not because they had to (or
even wanted to) but because they
"needed to" in order to create a credit
profile that would position them in the
future to secure the lowest possible
rate on a mortgage when they applied
and needed it.
More complex forms of Advance Credit
Profiling involve one subscribing to
affluent or semi-affluent business and
professional publications and
organizations. These would include
magazines, newsletters, trade journals
and national associations. The goal is
to get ones name into the databases of
these publications and organizations.
Why? To get on highly targeted lists
in order to receive select credit
offers.
Marketers of credit offers have found
that simply renting names of consumers
from the credit bureaus does not
provide enough information about the
person as a credit risk anymore.
Therefore, it is speculated that many
will rent a list from the credit bureau
and then cross-reference this list
against another list they have secured
from a consumer source such as an
affluent business or professional
publication, trade journal or
organization.
By crossing the two lists together the
marketers find the names contained on
both lists. This in turn provides them
with one highly refined and targeted
list to mail their offer to. This
results in shortening the process of
securing a new quality account holder
thus lower the overall account
acquisition cost of new accounts.
When a consumer learns how to
intentionally put themselves into these
databases to wind up on these refined
lists, the credit building process is
sped up exponentially. Of course, many
would call this "highly speculative"
but we have undeniable experience that
it works.
DEPOSIT LOAN PROGRAMS: This is a
technique so unbelievable that I myself
proclaimed it had to be a scam before
researching the facts. It allows the
consumer (or business) to have a
$25,000 to $250,000 loan appear on
their credit report as "Paid as Agreed"
by way of very creative financing.
This method is extremely effective and
not within the budget of most ($750 to
$7,500 upfront). Also, because this
technique takes advantage of certain
banking laws, I have reason to believe
it could be made unavailable at any
time if those banking laws were to
change. This method can be used with
consumer credit files on SSN's as well
as business and corporate credit files
done on TIN's as well as Dunn and
Bradstreet.
In the end, all of us need to remember
that today our credit score is more
important than it has ever been in the
history of the credit reporting system.
While credit miracles don't happen
overnight, you can create your own
credit miracles by applying simple
insider strategies consistently over
time. Before you know it, you're a
proud member of the 700 Club. The "700
Plus Credit Score" club that is!
In the next segment we'll talk about...
"Facts Consumers Should Know BEFORE
Using A Credit Counseling Service!"
=======================================
Terry Price is the founder of Consumer
Education Group which publishes the
Credit Secrets Bible (in print since
1994).
For more information on the CREDIT
SECRETS BIBLE you may visit:
Click Here!
===================================================================================
Tuesday, February 20, 2007
Friday, February 09, 2007
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